Real Estate Dictionary: Turn Key vs. Fully Furnished – What’s the Difference?

October 13, 2025

When searching for a property in Miami, especially as an international buyer, you’ll often come across two terms that sound similar but carry different meanings: Turn Key and Fully Furnished.

While both suggest that the property is ready in some form, there are important distinctions that can impact your buying decision, investment strategy, and move-in timeline.

What Does Turn Key Mean?

“Turn Key” literally means you can “turn the key” and walk into a fully prepared and move-in-ready home. It typically includes:

  • All essential furniture and decor
  • Installed appliances
  • Lighting, air conditioning, and finished interiors
  • Sometimes even kitchenware, linens, and home accessories

A Turn Key property is designed for total convenience—ideal for those who want zero setup time. It’s also a favorite among investors who plan to rent the unit immediately, especially on short-term platforms like Airbnb.

What Does Fully Furnished Mean?

“Fully Furnished” means the property comes equipped with all major furniture and appliances, such as:

  • Beds, sofas, tables, and chairs
  • Refrigerator, stove, microwave
  • Basic decor elements

However, it may not include smaller but essential items like:

  • Bed linens and towels
  • Kitchen utensils and cookware
  • Personal touches or decorative accessories

In short, it’s livable, but you might need a quick shopping trip to make it feel like home.

Turn Key vs. Fully Furnished: Which One Should You Choose?

The right choice depends on your goals:

Buyer ObjectiveRecommended Option
Move in immediately with no hassleTurn Key
Rent out quickly (e.g., Airbnb)Turn Key
Customize with personal touches over timeFully Furnished
Lower purchase price with future upgradesFully Furnished

Fernanda Zomignani’s Tip

Always ask your real estate agent for a detailed list of what’s actually included—definitions can vary between buildings and sellers. Knowing whether towels, silverware, or electronics are part of the package makes a big difference, especially if you’re buying from abroad.

Looking for a truly Turn Key property in Miami or want to compare Fully Furnished options? Work with Fernanda Zomignani, a trusted real estate expert who specializes in helping international clients find the perfect fit.

Contact Fernanda today to schedule a consultation or request available listings.

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